USDA Rural Repair and Rehabilitation Loans and Grants - Lycoming County Office
USDA Rural Development - Lycoming County Office
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Description of Service
The Very Low-Income Housing Repair program provides loans and grants to very low-income homeowners to repair, improve, or modernize their dwellings or to remove health and safety hazards.
Section 504 Loan and Grant Program helps qualifying applicants repair, improve, and/or modernize a home, make it safe and sanitary, or remove health and safety hazards.
Both programs provide funds to make such major repairs or renovations as removing electrical and fire hazards, replacing roofing, installing or improving water and waste-water disposal systems, installing insulation and heating and cooling systems, and making homes accessible for people with disabilities.
Bradford County, Columbia County, Lycoming County, Montour County, Northumberland County, Sullivan County, Tioga County
Very low-income rural homeowners.
Must meet income eligibility requirements. Please see the Eligibility information above.
To obtain a loan, homeowner-occupants must be unable to obtain affordable credit elsewhere and must have very low incomes, defined as below 50 percent of the area median income. They must need to make repairs and improvements to make the dwelling more safe and sanitary or to remove health and safety hazards. Grants are only available to homeowners who are 62 years old or older and cannot repay a Section 504 loan. For Income and Property Eligibility please see their Eligibility Site.Section 504 Grants are available only to very low-income rural seniors age 62 or older.