USDA Rural Development Single Family Housing Section 504 Home Repair Loan & Grant Program - Butler County Office

USDA Rural Development - Butler County Office

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General Information
Description of ServiceProvides loans to very-low-income homeowners to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards. Assistance to people with Lead Service Lines that need to be replaced, if they meet income and place eligibility requirements.

Authorized loan and grant purposes include but are not limited to the following:
1. Insulate
2. Provide storm windows
3. Purchase or repair heating systems
4. Repair roofs
5. Repair siding
6. Repair or supply structural supports
7. Provide a convenient and sanitary water supply
8. Provide bathroom facilities
9. Provide handicap accessibility
10. Pay expenses, such as fees for legal and other technical services and reasonable connection fees for water, sewage and electricity or gas.

How much money can I get?
• Loan amount not exceed a cumulative total of $20,000
• Maximum life-time grant amount is $7,500
• Loans and grants can be combined for up to $27,500 in assistance

What are the terms of the loan or grant?
Loans can be repaid over 20 years
Loan interest rate is fixed at 1%
Full title service is required for loans of $7,500 or more
Grants have a lifetime limit of $7,500
Grants must be repaid if the property is sold in less than 3 years
If applicants can repay part, but not all of the costs, applicants may be offered a loan and grant combination
Geographical AreaAll of Pennsylvania
Intake ProcedureLoans and grants are available year round as long as funding is available. Applications are processed in the order they are received. Contact the Butler Office for additional information and an application package.
Documents RequiredApplication package will contain required information to submit with the application. Estimates from a licensed contractor currently registered with a PA HIC# will need to be submitted with the application.
Client Information
EligibilityYou must own and occupy the home at the time of your application.
The home must be located in a rural area or small town, and may be determined at or calling our office.
Family income must be very-low (contact us for income limits).
Family net asset limit of $15,000, or $20,000 for elderly households.
For grants, must be at least 62 years of age and not able to repay a repair loan.
Fees or Charges
Fee AmountsFull title service is required for loans of $7,500 or more
Hours of Operation Monday through Friday, 8:00am to 4:30pm
Contact Information
Contact's Name Mary McDaid
Contact's Phone 724-853-5555 ext. 4
Contact's Email
Physical Site Address 1 625 Evans City Road
Physical Site Address 2 Suite 101
Physical Site City, State, Zip Butler, PA 16001-8704
Main Phone 724-482-4800, ext. 4
Fax 724-482-9033
Web Address
Affiliated Agency, Programs, and Services
Affiliated Agency: USDA Rural Development - Pennsylvania Office
Affiliated Program: USDA Rural Development - Butler County Office
This Service: USDA Rural Development Single Family Housing Section 504 Home Repair Loan & Grant Program - Butler County Office
Taxonomy Postings
Posted to Categories: Home Rehabilitation Loans (BH-3000.3550-360)
Rural Housing Development (TB-3000.7000)
Water Service Line Repair (BV-8950.9500-930)